Deposit Accounts

Select the type of account you'de like more information about.

Checking Accounts

Interest Bearing Checking Accounts

Saving Accounts

CD and IRA Investment Accounts

FDIC Insurance Disclosure

Corporate Account Takeover

Non-interest Bearing Checking Accounts

You must be 18 years of age to open any checking account if individually owned.

Regular Account (Personal or Small Business)

A great account for customers wanting unlimited check writing privileges.

Value Account (Personal)

Perfect for customers who want a lower monthly service fee.

Thrift Account (Personal)

For customers who write an average number of checks each month, and do not meet the minimum balance requirement.

Fabulous 55 Account (Personal)

Account designed for customers age 55 or better.

Interest Bearing Checking Accounts

You must be 18 years of age to open any checking account if individually owned.

NOW Account (Personal or Business)

Earn a competitive rate of interest while enjoying unlimited check writing privileges.

Super Now Account (Personal or Business)

Write an unlimited amount of checks and earn the highest rate available on a transaction account.

Savings Accounts

Must be 18 years of age to open any savings account if individually owned.

Regular Savings Accounts

Start your savings plan with a low minimum balance and add any amount to your account at anytime.

Hi-Fi Account

An investment account with limited check writing availability. Provides maximum interest on your funds, while keeping them available if the need should arise.

CD and IRA Investment Accounts

Certificates of Deposit

For customers interested in a safe, FDIC insured, investment at a competitive rate, we offer Certificates of Deposit (CDs) in a variety of terms.

Special CDs

Individual Retirement Accounts (IRAs)

A safe and simple way to save for retirement! Your IRA funds can be invested in CDs, with a minimum deposit of just $500. Contact us for options.

FDIC Insurance Disclosure


By operation of federal law, beginning January 1st, 2013, funds deposited in a noninterest-bearing transactional account (Including an Interest on Lawyers Trust Account) no longer will receive unlimited coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an Insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000) for each deposit insurance ownership category.

The Lyons State Bank • 101 E Main Street • Lyons, Kansas 67554