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Checking Accounts

 
 

Must be 18 years of age to open any checking account if individually owned.

Regular Account (Personal or Small Business)

A great account for customers wanting unlimited check writing privileges.

  • $50 deposit to open account.
  • No monthly charge if a $500 minimum average balance is maintained.
  • Monthly base fee of $6.00 and $.15 per debit if $500 average balance is not maintained. This fee will be waived for students up to age 22 and non-profit organizations.

Corporate Account (Account Analysis)

For corporate customers, an earnings credit is calculated by adding 25 cents for every $100 on deposit based on the average balance, less required reserve of 10%.

  • $50 deposit to open account.
  • $6.00 monthly maintenance fee.
  • $.15 per debit or credit item.
  • $.05 per foreign item.
  • Wire transfers incoming/outgoing $15 each
  • No charge for deposited item(s) returned, deposit bags, deposit slips, or for handling coin and currency.

Value Account (Personal)

Perfect for customers who want a lower monthly service fee.

  • $50 deposit to open account.
  • $5.00 monthly base fee with 30 debits per month. $.15 for each debit over 30.
  • Check images are not included with the monthly statement.

Thrift Account (Personal)

For customers who write an average number of checks each month, and do not meet the minimum balance requirement.

  • $50 deposit to open account.
  • $1.00 monthly base fee and $.25 per debit fee.

Fabulous 55 Account (Personal)

Account designed for customers age 55 or better.

  • $50 deposit to open account.
  • No monthly base fee or minimum balance requirements.
  • Unlimited check writing.
  • Special services with no charge include:
    • Money orders and cashiers checks
    • Notary service
    • Medallion guarantee
    • First order of printed checks free and 25% discount on subsequent orders
 
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The Lyons State Bank
Lyons, KS      © 2011