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CD and IRA Investment Accounts


Certificates of Deposit

For customers interested in a safe, FDIC insured, investment at a competitive rate, we offer Certificates of Deposit (CDs) in a variety of terms.

  • Terms available from 14 days to 60 months
  • Competitive interest rates/annual percentage yields (APYs)
  • Minimum deposit of just $500 on most CD accounts
  • Several interest payment options
  • Penalty for early withdrawal
  • Rates may be negotiated for balances over $50,000

Special CDs

  • 17 Month CD/Minimum $500 - Offers an outstanding rate of interest/APY.
  • 38 Month CD/Minimum $500 - Offers an outstanding rate of interest/APY.

Individual Retirement Accounts (IRAs)

A safe and simple way to save for retirement! Your IRA funds can be invested in CDs, with a minimum deposit of just $500, at competitive rates, or choose a 6-month IRA savings plan, with a $100 minimum initial deposit, that you can add to in any amount at any time thereafter.

  • Traditional, SIMPLE, SEP, Roth, and Coverdell ESAs
  • Terms available from 6 months to 60 months.
  • Low minimum deposit amounts
  • Competitive interest rates/APYs
  • FDIC coverage to $250,000 per IRA depositor


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The Lyons State Bank
Lyons, KS      © 2011