Certificates of Deposit
For customers interested in a safe, FDIC insured, investment at a competitive rate, we offer Certificates of Deposit (CDs) in a variety of terms.
- Terms available from 14 days to 60 months
- Competitive interest rates/annual percentage yields (APYs)
- Minimum deposit of just $500 on most CD accounts
- Several interest payment options
- Penalty for early withdrawal
- Rates may be negotiated for balances over $50,000
- 17 Month CD/Minimum $500 - Offers an outstanding rate of interest/APY.
- 38 Month CD/Minimum $500 - Offers an outstanding rate of interest/APY.
Individual Retirement Accounts (IRAs)
A safe and simple way to save for retirement! Your IRA funds can be invested in CDs, with a minimum deposit of just $500, at competitive rates, or choose a 6-month IRA savings plan, with a $100 minimum initial deposit, that you can add to in any amount at any time thereafter.
- Traditional, SIMPLE, SEP, Roth, and Coverdell ESAs
- Terms available from 6 months to 60 months.
- Low minimum deposit amounts
- Competitive interest rates/APYs
- FDIC coverage to $250,000 per IRA depositor